(This is the second installment in a two-part series discussing the use of simple wills.) If you have ultimately decided that you want to have a will, your next step is to make an appointment with an estate planning attorney to help you design an estate plan that is suitable for your needs and circumstances. But, before you reach for the phone to make that call, a little planning of your own will make the meeting more efficient (and probably less costly). A Little More Conversation Having a frank discussion with your spouse about your overall estate planning objectives is a good idea. Spouses needn’t be in agreement on everything because each spouse can make different provisions in his or her separate will. However, having some basic understanding and agreement on the major concepts will make the job easier for all concerned. Some fundamental questions should be considered before meeting

This is the first of a two-part series on the use of wills. Have you awakened during the night and worried about the fact that you don’t have a will yet? If so, you are not alone. A study conducted a few years ago found that 55% of all adult Americans do not have a will. Apparently, misery still loves company. Do I Really Need A Will? Why do you even need to have a will? Contrary to what many people believe — that, if you don’t have a will, your property will automatically be transferred (“escheat”) at your death to the State (what sounds like it would probably be a good idea right now to help balance California’s upside down budget) — in most cases, your property will simply be transferred to your family members. But, it may not be the family members that you want to benefit from